Debt Awareness Week is being held this week (7th October – 11th October) to highlight Britain’s growing debt crisis and encourage responsible lending, as well as responsible borrowing. As part of the week, a series of events is taking place to highlight and educate the public, and this morning we sat through a webinar by…
Email marketing has been through a lot in the past couple of years, yet still remains an important tool for many SME businesses. It was almost destroyed completely by the introduction of spam filters to our inboxes and the tidal wave of social media, with Twitter, Facebook and Blogs allowing instant communication at the drop…
HMRC enquiry activities are at record levels and they are continuously being targeted to increase tax revenues by being granted wider powers of enquiry. They will carry out Business Records Checks, Compliance Visits and Interventions covering all aspects of tax. Many enquiries are completely random and anyone that pays tax can come under an enquiry.…
Derby’s Enterprise Growth Fund was made available December 2012, to support business growth and job creation in the Derby area. Having secured £40m of the Regional Growth Fund to grow enterprise and jobs, £20m was made available exclusively for Derby businesses. For those of you who might have not been aware of the scheme, businesses…
In these tough economic times, businesses and entrepreneurs can no longer rely on others for financial support. Banks are not lending, customers are not paying on time and investors are few and far between. It is more important than ever to cut costs and become a Business ‘super-scrimper’ and with our handy top 18 tips,…
Millions of workers in the UK are starting to see a slice of their salary being automatically diverted into a savings pot for their pension; but how much do you really know about the Government’s Pension Automatic Enrolment Scheme? Here at Sibbalds Financial Services, we have decided to make it crystal clear into what the…
For some business owners, it’s crucial to have someone who can provide proper accounting advice during every stage of your venture – from start-up to succession planning. Accountants are there to offer you the correct guidance on all your finance needs, but finding the right accountant for your business can be tricky. Legally anyone can call themselves an…
There has been gathering support of late from business organisations and advisers, calling for a change in VAT rules to penalise companies who continually pay their suppliers late. A 20% VAT “fine” is being proposed for the worst offenders, with the hope they will be shocked into cleaning up their act. The campaign is being…
As more and more businesses rely on the timely delivery of vital documents, be it an invoice or urgent purchase order, to survive and grow their business, many have decided to turn their backs on the conventional method of posting out documents. The problem with post is it’s expensive, slow and can be unreliable –…
We, as humans, naturally like to measure things. We compare salaries to see how well we’re doing financially. When we try to lose weight we’re constantly on the scales, making sure the numbers go down on each visit. Athletes continually record and monitor their progress hoping to see a decline in time as their training…
